Between £100 and £5000
Between 4 and 36 months
We are a free credit broker and not a lender.
* Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 4 months. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). We are a free licensed credit broker, not a lender.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Please Read our terms and conditions before applying for a loan.
Frequently Asked Questions about Payday Loans
If you still have questions about our short term loans or payday loans, read below for answers to our most commonly received questions. Feel free to contact us if you don’t find the answer you need.
Q: What is Auto Decisioning?
Q: Does your service cost money?
A: No. You do not have to pay any money to apply for loans through us.
Q: Are you a lender?
A: No. We are a broker, meaning we pair with a wide variety of partners who offer loans to match you with a loan that best fits your needs.
Q: How much do your loans cost?
A: This varies greatly depending on the kind of loan you’re looking for. If you are approved for one of our short term loans, you will be provided an interest rate, showing you how much your loan will cost in total.
For a representative example of our payday loans, consider the following:
Borrow £850 Over 11 Months. Monthly Repayment £146.30. Total Amount Repayable Of £1,609.25. Interest: £759.25. Interest Rate: 150% Pa (Fixed). 277.6% APR Representative.
Q: What do I need to apply for a loan?
A: Requirements to take out a loan will vary by partner, but in order to borrow, all require that you:
- Are at least 18 years of age
- Are a UK citizen or resident
- Have a UK bank account
Q: How long does the application take?
A: Our application form can be completed in under 5 minutes.
Q: How long does it take to receive my money?
A: Exact timing will depend on when you apply and your bank, but it is possible to receive your loan within hours of applying. Typically, it takes only minutes to apply and receive a decision. After that, your funds will be transferred immediately or as soon as your bank is open and operating.
Q: How long do I have to repay my loan?
A: Our partners offer repayment periods ranging from 3-6 months.
Q: How much can I borrow?
A: Our partners offer loans ranging from £100 to £2,000.
Q: Will you check my credit?
Q: Can I get a loan if I have bad credit?
A: It is possible to be approved for a loan even if you have bad credit. Often, our partners will loan to you against your monthly income rather than your credit score.
Q: Do I need to be employed to take out a loan?
A: Many of our partners will give our loans against your income. A regular monthly income shows that you are capable of repaying your loan. However, they do not require that you have a large income.*
Q: Why was I denied for a loan?
A: If you are denied for a loan, it means that our partners do not think you would be able to repay your loan.